This regular publication from DLA Piper focuses on helping banking and financial services clients navigate the ever-changing federal regulatory landscape.

In this edition:

  • Executive order on promoting competition includes banking and consumer finance provisions.
  • Federal legislation repeals OCC “true lender” rule.
  • OCC wins appeal against NYDFS on national fintech charters.
  • Agencies commit to joint action on CRA overhaul.
  • Regulators propose guidelines for partnerships between banks and fintechs or other third-party relationships.
  • Mark Calabria out as FHFA director after Supreme Court ruling on agency structure.
  • Regulators push banks to transition away from LIBOR by year’s end.
  • Fed to end temporary COVID-19-era restrictions on dividends and share repurchases following latest stress tests.
  • BPI calls for fintechs processing payments to undergo examinations like those faced by traditional banks.
  • CFPB announces transition from foreclosure moratoriums, adopts temporary safeguards for borrowers.
  • New digital assets working group at House Financial Services.
  • Banking Committee Republicans oppose Biden CFPB nominee.
  • Delaware adds cryptocurrency to law on unclaimed property.
  • NYDFS issues ransomware guidance for its regulated entities.
  • California DFPI opens transition period for companies holding California Financing Law license not currently licensed through NMLS; transition requests should be submitted by December 31, 2021.

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